With us, you can use a newer and safer payment method – Klix. This solution was developed by Citadele bank and it safeguards your data and money. Klix allows you to pay with a card, make a direct bank payment from the bank account and pay in instalments by receiving an online loan offer and signing it from your phone.
Klix Pay by Card is an option to pay with VISA and Mastercard cards. When paying for the first time, the payment form gives the customer an opportunity to save card data on the Klix app. If you agree to save the card data, future payments with Klix on any site will be faster because the card data field will be automatically filled. Klix card system conforms to the provisions of the relevant data security standard PCI DSS.
Klix Bank Payments from your bank account. It is a fast and safe payment method allowing you to pay for the purchase online. To make a payment, choose your bank, log in and confirm the payment. Klix is a safe payment initiator, which provides the service in accordance with the European Union directive Payment services (PSD 1) – Directive 2007/64/EC.
Klix Pay Later allows the customers of the physical and online shop to make a purchase today but pay for it later.
To learn more about Klix interest-free payment possibility for 1, 3 or 6 months, read more here.
When making a purchase and choosing Klix Pay Later, the customers of physical and online shop will have an opportunity to receive offers from Klix partners-lenders, compare and choose the offer most relevant to them, as well as remotely sign the loan agreement for the purchase.
WHO CAN PURCHASE PRODUCTS THROUGH A LOAN?
– Any permanent resident of Latvia and Lithuania can purchase products through a loan.
– The borrower needs to have steady, official monthly income.
– Borrower’s age: from 18 to 80 years old.
– Loan amount: from EUR 70 to EUR 7000.
– Loan term: from 1 to 36 months.
– For purchases from 1400 EUR, down payment of min. 10% has to be made.
– To formalise a loan, a qualified Smart-ID or AS Citadele Banka online banking system, as well as a passport or ID card are needed.
To promote responsible shopping, we imposed a restriction that with Klix Pay Later one person can borrow no more than EUR 7000 within a period of 30 days.